Services
Six areas. One coordinated plan.
Most advisors hand you six separate conversations. At Your Path Financial, it’s one connected plan. Your tax strategy talks to your investment strategy. Your Social Security decision talks to your withdrawal plan. Because in retirement, none of it lives in isolation.
What is fee-only financial planning?
Fee-only financial planning is comprehensive, conflict-free advice paid for directly by you, not through commissions or product sales. At Your Path Fi, that fee is also flat, never a percentage of your investments, and it covers retirement, investments, taxes, Social Security, estate, and healthcare planning as one coordinated plan.
What I help with.
One plan. One flat fee.
Every one of these areas is covered by a single, transparent annual fee. No percentage of your assets, no commissions, no products to push.
Frequently asked questions.
- Do I have to use all six services?
- No. We start with what you need most. The value of one coordinated plan is that the pieces are ready to work together when you are, rather than bolted on later by different people.
- How are the six areas connected?
- They feed each other. Your withdrawal strategy affects your taxes. Your Social Security timing affects your income plan. Working in one plan means a decision in one area is made with the others in mind.
- What don't you handle?
- I don't prepare tax returns, draft legal documents, or sell insurance. I coordinate with your CPA and estate attorney, and because I'm fee-only, any insurance review comes with no commissions and nothing to sell.
Written by Ryan Langan, CFP®
Founder of Your Path Fi, a fee-only fiduciary firm. Last reviewed May 2026.