Relationships first.
The focus is on building a real relationship, defining what your dream retirement actually looks like, and helping you get there. Not on transactions.
About
Hi, I’m Ryan.
I’m a CERTIFIED FINANCIAL PLANNER™ and the founder of Your Path Fi, a fee-only, flat-fee retirement planning firm for pre-retirees and retirees.
My work is helping you gain financial clarity, use your money to live an impactful life, and create your own path through retirement.
Why Your Path Fi exists
Nearly a decade in the industry showed me what wasn’t being done well.
I spent nearly a decade inside the financial planning industry. I got to see the parts most clients don’t. Three patterns showed up everywhere, and I couldn’t unsee them.
01
Revenue over relationships
Firms focused on transactions and AUM growth, not the people they were supposed to serve.
02
Planning that wasn't holistic
Tax planning, in particular, was often missing entirely. The decisions that move the needle most in retirement were the ones nobody was doing.
03
Fees that weren't really transparent
A percentage of investment assets, often layered on top of high-cost investments. The bigger you got, the more you paid, regardless of the work.
So I started Your Path Fi. Built around four principles I wasn’t seeing enough of.
What I stand for
Four principles. No exceptions.
Holistic planning.
A doctor wouldn't give you a diagnosis without checking your vitals and running blood work. A real retirement plan works the same way: every aspect of your financial life has to be on the table.
Transparent, fair fees.
A larger portfolio doesn't necessarily mean more work. So why should you pay more just because you've saved more? Every client pays the same flat annual fee. No percentages.
Passive investing.
Passive index investing is the most efficient way to build and maintain wealth over time. Active management is expensive, less tax-efficient, and beating the market consistently is harder than the industry likes to admit.
How I work
A relationship, not a roster.
I set out to be a difference-maker in the financial planning world, and to expand access to personalized planning for the people who need it most.
That’s why Your Path Fi is built to serve a deliberately limited number of individuals and families at a high level. It’s not a marketing position. It’s how I keep the work deep, the time invested, and the relationship genuine.
The entire point: empowering you to use your money to live the retirement you actually want.
Outside of work
The life I’m planning for, too.
When I’m not building retirement plans, I’m experiencing life with my wife Haley, our son Luke, and our rescue pup Tucker. We travel when we can, stay active outdoors and in the gym, and never miss Sunday dinners hosted by my chef brother.
Want to see if we’re a fit?
A free, no-obligation Strategy Session is the simplest way to find out.
Schedule Your Strategy Session
Free intro call.